Data protection / Legal notice
OPUS Personal AG, hereinafter referred to as "OPUS" or "we" (this also includes all branches and legally independent companies of OPUS Personal AG), is responsible for the collection and processing of data. This data protection declaration describes how we collect and process personal data in the context of our business relationships with clients and our website. When processing data, we comply with the provisions of the Swiss Federal Law on Data Protection (DSG) and, where applicable, the European Data Protection Regulation (DSGVO).
If you have any data protection concerns, you can send them to us at the following contact address, for all branches as well as legally independent companies of OPUS Personal AG (if possible, specify which ones you are referring to).
Collection of personal data
Personal data is any information relating to an identified or identifiable natural person.
We primarily process personal data that we receive in the course of our business relationship with our customers and business partners on the basis of contractual relationships or in the course of correspondence (electronically, by telephone or by post) from these and other persons involved or that we collect in the course of operating our website or other applications.
We collect your data primarily from yourself. To the extent permitted, we may also obtain personal data from publicly accessible sources (e.g. media, Internet) and from public registers (e.g. commercial register, debt collection register, land register). Due to our activities, data may also be made available to us by third parties, in particular by your employees, agents or other auxiliary persons as well as public authorities etc. We may also receive information about you in the course of correspondence and discussions with third parties as well as from persons in your environment (e.g. address details, recommendations, powers of attorney, information on compliance with legal requirements, information from banks, insurance companies and business partners so that we can conclude or process contracts with you).
The scope of the data stored and/or processed by us depends on the existence and nature of the contractual relationship or our business relationship with you. As a rule, this data includes your name, address, birthday, home address, civil status, e-mail address, homepage, telephone numbers and your professional activity.
Our data processing is justified by your consent, the execution of a contract or pre-contractual measures, the fulfilment of legal requirements, our interests and other relevant legal bases.
Particularly sensitive personal data/personality profiles
We do not collect any particularly sensitive personal data via the website (e.g. salary data, privacy data, data on personal religious or ideological views, health data, etc.) and do not create any personality profiles based on the data collected when visiting our website.
Within the scope of a client relationship, however, it is to be assumed that we will receive or collect personal data from you that is particularly worthy of protection, insofar as this is appropriate in connection with the mandate. This client relationship is subject to professional secrecy. We attach great importance to protecting your sensitive personal data.
We may create personality profiles with the data collected in the context of the mandate or the business relationship in order to be able to inform and advise you specifically about certain services or products of ours. For this purpose, we use evaluation tools that enable us to communicate in a needs-based manner and to take appropriate advertising measures.
Visiting our website
When you call up the page www.opus-personal.ch and its sub-pages, information is automatically sent to the server of our website by the browser on your end device. This information is temporarily stored in a so-called log file. The following information is collected without your intervention and stored until automatic deletion:
- IP address of the requesting computer,
- Name and URL of the accessed file,
- date and time of access,
- the website from which the access was made (referrer URL),
- Browser used and, if applicable, the operating system of your computer as well as the name of your access provider.
This data is used to ensure a quick connection, a user-friendly use of our website, to evaluate system security and stability as well as for other administrative purposes. This data processing is justified by an overriding interest based on the above-mentioned purposes. The data collected is not used for the purpose of enabling conclusions to be drawn about your person. Cookies and analysis services are also used when you visit our website. You will find more detailed explanations in the corresponding sections of this data protection declaration.
Purpose and legal basis of data processing
We only process your data in the cases provided for by law, primarily in the context of an existing or possible client relationship. Furthermore, your data may also be used to clarify a possible conflict of interest.
The legal basis for data processing may be your consent, the execution of a contract or pre-contractual measures, the fulfilment of statutory provisions, overriding interests of us or of third parties as well as other relevant legal bases.
If you have given us your consent to process your personal data for certain purposes, we will restrict the collection and processing of your data based on this consent, unless there is another legal basis for data collection and processing. Consent given can be revoked at any time, but this has no effect on data processing that has already taken place.
We reserve the right to send you communications containing important legal information and invitations to events electronically or by post.
Transmission of personal data
You may contact us by e-mail. In doing so, your e-mail address, the date, the content of your e-mail and subject as well as the contact data you have provided will be stored by us for the purpose of processing your enquiry and in the event of follow-up questions, for as long as this is necessary to deal with your enquiry or we are obliged to do so by law.
The use of e-mails is not technically secure; it can also happen that e-mails are not delivered. When e-mails are transmitted, the data they contain may leave national borders, even if the sender and recipient are in Germany. The confidentiality of e-mails cannot be guaranteed if there is no or insufficient encryption. Unencrypted e-mails are therefore not suitable for sending confidential information.
By sending an e-mail, you consent to communication via e-mail in full knowledge of the risks described.
Disclosure to third parties
In the course of providing our services and making our website available, we may be dependent on the services of third parties. In this context, we may ask third parties to process your personal data. We may also be obliged to disclose your data to authorities or other third parties.
Your data will only be disclosed to third parties with your express consent, if there is a legal obligation to do so, if this is necessary to enforce our rights, in particular to enforce claims arising from the contractual relationship, if this is necessary to fulfil the contract or carry out pre-contractual measures (e.g. the Swiss Post or other courier services, telecommunications service providers, authorities in the context of debt collection measures, etc.), if we have a legitimate interest in doing so and your interests do not outweigh ours, and if there is other legal permission, but only to the extent that and as long as
a) the third parties themselves are subject to legal secrecy (e.g. postal and telecommunications secrecy; official secrecy), or
b) the third parties have been contractually obliged by us to maintain secrecy, or
c) we have been released from professional secrecy in respect of a particular matter which is subject to professional secrecy.
Under certain circumstances, your personal data may also be transferred to companies abroad within the scope of commissioned processing. These companies are obligated to data protection to the same extent as we ourselves are. If the level of data protection in the country in which data is transferred does not correspond to that in Switzerland or the European Union, we contractually ensure that the same level of protection is guaranteed as in Switzerland or the European Union. This can be done through standard data protection clauses of the European Commission or a supervisory authority or approved and authorised codes of conduct together with binding and enforceable obligations of the recipient or approved certification mechanisms together with binding and enforceable obligations of the recipient.
If there is a transfer of data to a company in the USA, we ensure that this company is certified in accordance with the Swiss or EU-US Privacy Shield Agreement, thus ensuring that the level of data protection in Switzerland or the EU is complied with. In the absence of certification, we obtain the necessary guarantees by contract.
We store your personal data only for as long as is necessary to fulfil the individual purposes for which the data was collected and as permitted by applicable law. In any case, we store your personal data for as long as there are statutory retention obligations or the limitation periods for potential legal claims have not yet expired.
We take appropriate technical and organisational security precautions to protect your personal data from manipulation, loss, destruction or unauthorised access by third parties. This includes, among other things, internal directives, training as well as appropriate IT and network security solutions, access controls and restrictions etc.
We use the SSL procedure (Secure Socket Layer; "https") for data transmission on our website, which you can recognise by the closed lock on the left of the input field of your browser.
Rights of the data subject
Within the framework of the data protection law applicable to you and insofar as provided for therein (such as in the case of the GDPR), you have the right to information (in particular information about the processing purposes, the category of personal data, the categories of recipients of your data, the planned storage period, etc.), the right to rectification and the right to deletion. Under certain circumstances, you can have the processing of your personal data restricted, object to it and demand the surrender of certain personal data for the purpose of transferring it to another body (so-called data portability).
Please note, however, that we are required by law, commercial law and tax law to retain accounting records for at least 10 financial years or longer. We can therefore neither delete nor process the personal data contained in these vouchers. To this extent, your request for deletion therefore only applies to future processing.
If services are still outstanding at the time of receipt of your objection, revocation and request for deletion, your personal data will continue to be processed until the business relationship is completely terminated. Your revocation under data protection law expressly has no influence on the processing of existing contractual relationships and is not considered an extraordinary reason for termination.
You can contact us at any time at firstname.lastname@example.org
Adjustments to this data protection declaration
We reserve the right to adapt this data protection declaration to current circumstances if necessary.
This website uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyse how users use the site. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. In the event that IP anonymisation is activated on this website, however, your IP address will be truncated beforehand by Google within member states of the European Union or in other contracting states to the Agreement on the European Economic Area.
Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. The IP address transmitted by your browser as part of Google Analytics will not be merged with other Google data.
The OPUS website uses the map service Google Maps from Google (Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA). In order to use the functions of Google Maps, it is necessary to store the IP addresses of the visitors. This information is transmitted to a Google server in the USA and stored there. Google uses the information thus obtained, among other things, to optimise Google Maps and Google Street View (e.g. recognition of house numbers and street names).
Further information on Google's data protection policy can be found at https://www.google.com/policies/privacy/.
Social Media Plugins
We use social media plugins on our website. The plugins are recognisable by the logo of the respective social network. The plugins used are set up in a two-click process. This means that the respective plugins are only activated when you click on the provider's icon. When you call up our website that contains an activated plugin, your browser establishes a direct connection to the provider's servers. The content of the plugin is transmitted directly to your browser by the respective provider and integrated into the page. By integrating the plugins, certain information is transmitted to and stored by the third-party provider. If you are not a member of the corresponding social network, it is still possible that they receive and store your IP address via the social media plugin. If you are logged into one of the social networks, the third-party providers can directly assign your visit to our website to your personal social media profile. If you interact with the plugins, e.g. by clicking the "Like", "+1", "Tweet" or "Instagram" button, the corresponding information is also transmitted directly to a server of the third-party provider and stored there. The information is also published on your social media profile and displayed there to your contacts. The purpose and scope of the data collection and the further processing and use of the data by the third-party providers, as well as your rights in this regard and setting options for protecting your privacy, can be found in the data protection notices of the third-party providers. If you would like to prevent Google, Facebook, Twitter or Instagram from assigning the data collected via our website to your personal profile on the respective social network, you must log out of the corresponding social network before visiting our website.
OPUS assumes no liability whatsoever with regard to the correctness, accuracy, up-to-dateness, reliability and completeness of the information contained on www.opus-personal.ch and its sub-pages. Liability claims regarding damage caused by the use of any information provided, including any kind of information which is incomplete or incorrect, will therefore be rejected. All information is non-binding. Parts of the pages or the complete publication including all offers and information might be extended, changed or partly or completely deleted by OPUS without separate announcement. References and links to third-party websites are outside our area of responsibility. We decline all responsibility for such websites. Access to and use of such websites is at your own risk.